Privacy Policy
QuoteRetriever.com and its partners provide you with tools and information to help you shop online for insurance products.
Much of this information is available to you without the need to disclose any personally identifiable information. The
information we receive is used by us or our partners to provide you with a quote or application for insurance coverage.
The insurance company uses the information to determine the insurability of each applicant. As you provide any personally
identifiable information to us, we want you to understand the following:
Please be aware that our partner's may collect personal information about you. When you click on one of the products which
is offered through one of our partners you will notice that their site is framed inside the QuoteRetriever.com site for ease
of use. We encourage you to carefully read the privacy policies of these framed sites as their privacy policies may differ
from ours. This privacy statement does not cover the information practices of partner websites that are framed into
QuoteRetriever.com.
Framing is a term used to describe the way a web page is presented. When QuoteRetriever.com presents you with a "framed"
web page, you will see that our partner's websites are displayed inside a frame on the QuoteRetriever.com site. And while
you may still see QuoteRetriever.com's URL in the address line, the framed site and not QuoteRetriever.com will collect all
personally identifiable information you enter. We encourage you to read the privacy statement on a framed page carefully as
this privacy statement may differ in substance from QuoteRetriever.com's privacy statement.
Why We Collect Your Information
We collect your information to prepare insurance quotes, to complete the application process online, and to contact you
during the application process.
How We Use Your Information
Insurance Quote Forms:
Our site features brief forms you complete to view rates from various insurance companies. These forms require only the
information necessary to provide you with accurate quotes. The forms may also ask for optional contact information so that we
may reach you to discuss your insurance needs and to verify information. We do not require any personally identifiable
information in order for you to comparison shop many of the insurance products available at QuoteRetriever.com. However,
if you provide contact information such as your email or phone number, we view this as your express invitation that we
contact you about insurance even if you are on the state or federal "Do not Call" list. Insurance Application Request Forms
allow you to request an application online for insurance coverage. This form collects additional information such as contact,
medical, lifestyle, or any other additional information that is needed to purchase various types of insurance products.
When you buy a policy through QuoteRetriever.com, we act as agent for the insurance company to which the application is sent.
We provide customer information as required to process the application and service the policy, and we may use such information
to offer other products or services to our customers. Except for these purposes, or as required or permitted by law, we do not
disclose customer information.
How insurance carriers use your information - Eventually, we'll submit all information we gather during the application process
to the insurance company you selected. Insurance companies use personally identifiable information to determine your final
insurance eligibility and rates. Insurance underwriting criteria may vary for each participating insurance company, and each
company may place different emphasis on different information on your application.
Cookies - A cookie is a small text file saved on your computer's hard drive and stored in memory while your browser is
running. Cookies make it easier for a user to navigate the Web, and to complete transactions over the Internet. Usage of a
cookie is in no way linked to any personally identifiable information while on our site. QuoteRetriever.com may contract with
certain partners that utilize ad-serving technology. To gauge the effectiveness of advertisements, a campaign number is
assigned to the vendor for which you came to visit our site. This will remain on your URL when you return to our site.
Choices You Have Regarding Your Information
Quote Request and Application Request Forms - Your decision to provide personal contact or medical information is strictly
voluntary and will not prevent you from receiving a quote for life insurance. Alternately, you may call us TOLL FREE at
1-877-306-2146, and we will be happy to quote insurance rates and complete your application request by telephone.
Information Release
Unless you give us permission to do so, or unless law requires us, we do not willfully use or disclose personally identifiable
information to third parties, other than as necessary to facilitate the process of obtaining insurance for you.
Although we have many security provisions in place, if you feel uncomfortable submitting any personal information through the
Quoteretriever.com website, you may call us at 1-877-306-2146 and obtain Insurance Quotes over the phone.
Changes to QuoteRetriever.com's Privacy Policy:
We reserve the right to change our privacy policy, and if so, we will post these changes to this privacy statement and to other
relevant places on our site so that visitors are aware of the change. We encourage you to check this posted privacy statement
for updates.
QuoteRetriever.com's Marketing Practices
QuoteRetriever.com works with advertising companies and other marketers to promote our service. We take every possible step to
insure that every company advertising for us is doing so on a legal and ethical basis. We do not participate or tolerate any
SPAM or Unsolicited Emailing of any kind. We have a ZERO tolerance policy for SPAM and unethical marketing practices. Before
working with any advertiser we take every possible step to make sure their email lists have all been generated by people opting
in to receive their offer and that they maintain a "Remove List". If you believe that you have received one of our emails and
you did not "Opt In" to receive the company's offers then please forward the email to marketing@QuoteRetriever.com and we will
take immediate action to resolve the matter.
If you ever have questions about our privacy policy, please email us at help@QuoteRetriever.com. We take your privacy very
seriously.